Making your ideal of house ownership a real possibility

Making your ideal of house ownership a real possibility

Our low deposit home loans without any loan provider’s home loan insurance coverage means reduced entry expenses, which means you go into your home that is own sooner. We will you most of the method through the method.

Just how can you are helped by us?

Contrast price

Warning: This contrast rate is applicable simply to the instance or examples provided. Various amounts and terms can lead to various contrast prices. Expenses such as for instance redraw costs or very early payment charges, and expense cost savings such as for example cost waivers, aren’t within the contrast rate but may influence the price of the loan.

Keystart income limits extended and funding that is additional

Skilled, super and trusted helpful.

We are passionate about working for you on your own house ownership journey.

The reason we are various

Keystart is exclusive within the true mortgage market. Our loans are made to help you to get to your home quicker by reducing the entry expenses. Unlike other loan providers, Keystart is really a lender that is transitional. What this means is we encourage you to refinance with another loan provider, when you’re willing to achieve this.

Your home loan procedure

Getting the own house can be an exciting time. It is a big action and will require you on a significant journey.

Can you qualify?

We give attention to assisting you to get yourself started house ownership. We now have a couple of eligibility needs – you will find down we call this pre-qualification) in five minutes if you qualify.


Learn how much it is possible to borrow just before put in an offer before you start house hunting – so you know how much you can afford!

It takes 20-30 moments to accomplish online, or perhaps you can phone 1300 578 278 to talk to certainly one of our staff that is friendly for.

Formal loan approval

Therefore, you have made a effective offer on a home. Exciting times! So Now you need certainly to fulfill any outstanding pre-approval conditions, so we could go onto formal approval.

Loan and mortgage papers will undoubtedly be delivered to you to definitely signal. These will form the agreement between both you and Keystart.


Whenever you get your loan and home loan documents, Keystart’s settlement representative will liaise along with your settlement representative to organise settlement.

A romantic date will be set to move the home into the name. When settlement has taken place it is possible to transfer to your brand-new house!

Manage your loan

We try to give you support throughout your mortgage journey. The application form process is simply the start. So Now you shall start to manage your property loan.

Let us get going

Simply how much may I borrow?

By providing us several details that are basic we could let you know simply how much you may well be in a position to borrow.

Willing to use or want pre-approval?

You could start the application or simply determine if you qualify.

Compare our mortgage loans

Discover more about Keystart’s mortgages.


We’ve built some guides to deal with your big concerns, from whether or not to build or purchase, right through to helpful tips to budgeting tools.

What exactly is equity and just why could it be crucial?

Equity could be the distinction between the worthiness of your house plus the quantity your debt upon it. There are two main ways that are main build equity at home. Your equity increases as you repay your property loan, or if perhaps the worthiness of your house increases.

Contrast price

A tool that can help you determine the genuine price of financing as it includes both the interest and charges and fees associated with a loan, paid down to a solitary portion figure. An assessment price lets you compare ‘apples with oranges’ and also make a more informed choice whenever selecting a mortgage. The price may be a portion rate per year predicated on specific charges and fees alongside the frequency that is compounding outlined into the credit rating Code (Code).

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